Building Code and Ordinance Coverage
After a major loss, the association will be responsible to adhere to safety codes and for the demolition of undamaged parts of the building.

Boiler and Machinery Coverage
Coverage for mechanical breakdown for boilers, elevators, sump pumps, pool equipment, as well as off-premises electrical problems.

Employee Dishonesty Coverage (including Association Manager)
Depending on the policy, the manager may be excluded from the association’s fidelity coverage. In this case, the association is exposed and liable for employee dishonesty.

Earthquake Coverage
Increasing Rates may force you to cancel your earthquake policy. Reduce liability by detailing consequences to the home owners or let us analyze coverage options for you. Significant offset to the cost of your overall insurance budget may make earthquake coverage possible.

D&O Coverage for the Association Manager
A Directors and Officers stand alone policy is far superior to the minimal amount of coverage provided by a package policies D&O endorsement. Board members personal assets are at risk if Director & Officers coverage is inadequate or contains exclusions.