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BAYRISK INSURANCE BROKERS INC. is committed to protecting
consumer privacy online. We believe that greater protection of personal privacy
on the web will not only protect consumers, but also increase consumer
confidence and ultimately their participation in online activities. BAYRISK
INSURANCE BROKERS INC. intends to give you as much control as possible over your
personal information.
The purpose of our policy is to inform you about the types
of information we gather about you when you visit our sites, how we may use that
information, whether we disclose it to anyone, and the choices you have
regarding our use of, and your ability to correct, the information.
Our site may contain links to other web sites. We have no
control over the privacy practices or the content of any of our business
partners, advertisers, sponsors or other sites to which we provide links from
our sites. You should check the applicable privacy policy of the web site
sponsor when linking to other web sites.
I. Information Which We Collect
We may request that you voluntarily supply us with personal
information, including your e-mail address, postal address, home or work
telephone number for purposes such as correspondence. If you choose to give us
personal information via the Internet that we or our business partners may need
-- to correspond with you for example -- it is our intent to let you know how we
will use such information.
Like many other sites, our site may utilize a standard
technology called a "cookie" to collect information about how our site is used.
Cookies were designed to help a web site recognize a user's browser as a
previous visitor and thus save and remember any preferences that may have been
set while the user was browsing the site. A cookie cannot retrieve any other
data from your hard drive, pass on a computer virus, or capture your e-mail
address. Our web site may use cookies to enhance your visit. Cookies can
securely store a user's password, personalize home pages, identify which parts
of a site have been visited or keep track of selections. Our cookies may collect
your domain name and track your selections through our web pages. We only use
"cookies" to gather the information indicated in this policy and do not use
cookies to gather personal identifying information about you without your
consent.
II. Use of User Information
We may perform statistical analyses of aggregate user
behavior. This allows us to measure relative consumer interest in the various
areas of our web sites for product development purposes. Any information we
collect is used for its own internal purposes to improve the content of the web
site, to enhance users' experiences when visiting our site, to customize the
content and/or layout of our pages, and to provide the services required by an
individual user. We do not use personal identifying information for any reason
that is not disclosed either in this Policy or at the time the information is
requested. There may be instances where you will have the opportunity to
subscribe to an e-mail list that will send information about the site or our
advertisers to your e-mail address, but this will be done only with your
permission and consent.
III. Disclosure to Third Parties
We do not share personal identifying information with any
third party without your permission. We disclose only in aggregate form our
statistical analyses or demographics of users to third parties, such as
advertisers or other business partners. In some instances, we may operate shared
web sites with businesses affiliated with us. Our privacy policy will apply to
these web sites, our affiliates have agreed to adhere to our privacy policy and
they have agreed not to share personal information with any third party without
your permission.
IV. Accuracy of User Information
Questions regarding our privacy policy, the accuracy of
your personal information or the use of the information collected should be
directed to us by telephone at 800-647-2025. You can also write us at:
BAYRISK INSURANCE BROKERS INC.
PO Box 567
Alameda, CA 94501
These privacy policies are effective as of December 31st
2007. We reserve the right to change this policy at any time and will post any
changes to this policy as soon as they go into effect.
V. Security of Information
We use our best efforts to ensure the security of personal
and business information submitted by users. When collecting information for
online applications, claims, and other forms, we do this in a secured-server
transaction that encrypts your information in transit to thwart someone from
intercepting it and misusing it. When we collect other information from our
users, it is stored in an area where the general public does not have access to
it.
VI. Opting-out
At any time while assessing our site(s), any user while
online may "opt-out" of further e-mail contact from us (while still allowing
access to our site). For further information about opting-out, contact us at the
e-mail address, postal address or telephone number stated above.
VII. Use of Materials
The right to download and store or output the materials in
our sites is granted for the users' personal use only, and materials may not be
reproduced in any edited form. Any other reproduction, transmission,
performance, display or editing of these materials by any means mechanical or
electronic without the express written permission of us is strictly prohibited.
Users wishing to obtain permission to reprint or reproduce any materials
appearing on this site may contact us at the above address. | 
