 Monthly Alert:
May 2010 |
| The challenging economy has created the risk of a more
litigious and unstable business and political environment. Below is a summary of
recent, news worthy events. For links to the entire News Flashes or other areas
of inquiry, visit www.restaurantriskadvisor.com or call me at 510-523-3435. |
~ Denny Christner, Senior
Account Manager |
| Announcement! |
| BayRisk Insurance is proud to partner with the
Golden Gate Restaurant
Association! We are offering an introductory sponsored annual
membership for new clients, up to a $525 value.* |
 |
| Membership Benefits |
|
|
Welcome New BayRisk Clients |
| • |
GGRA Group Purchasing Discount Program |
|
• |
Commonwealth Mission, SF |
| • |
Customized Employee Manual |
|
• |
Rick & Ann’s Restaurant, Berkeley |
| • |
Educational Programs & Certifications |
|
• |
Ann’s Catering, Berkeley |
| • |
Government Relations & Industry Advocacy |
|
• |
Thermidor, SF |
| • |
Marketing |
|
• |
Wescafé, Alameda |
|
|
*This offer is for a one-time annual membership to GGRA. Please contact our
office for specifics. |
| |
| Workers' Comp Flash Reports! |
| Mid-Year Rate
Filing Unlikely |
| Barring an extraordinary decision by the Workers'
Compensation Insurance Rating Bureau's governing committee to go against its own
guidelines there will be no mid-year pure premium rate filing this year. This
does not mean that some, perhaps many, carriers will not raise rates, just that
the Bureau will not be making a new filing. |
| |
|
Restaurant Supervisor Safety Training Program |
 |
| A small business safety training program is currently
available for owners and managers of small restaurants in California. The
materials include a training guide to engage workers in identifying and
controlling health and safety hazards; a Safety Orientation Checklist to prepare
new workers; and tips on preventing burns, cuts, slips and falls. |
| |
| Employment Practice Liability Flash Reports! |
| Doing the
Right Thing When It Comes to Downsizing |
| Downsizing has become necessary for many Bay Area
restaurants due to recent tough economic conditions. There are many legal,
procedural and administrative guidelines that should be followed, so that
employer practice liabilities are avoided. A review of the attached checklist
will provide you with a good foundation. |
| |
|
10 Ways To Trigger a Lawsuit |
| Attorney Barbara Meister Cummins shares the 10 most
lawsuit-attracting lines she hears from managers. Fortunately, she says,
managers can be easily trained to avoid them. |
| |
| EPLI (Employers Professional Liability Insurance)... Critical For Your Restaurant |
| The past decade has witnessed an alarming surge in the
number of employment related lawsuits lodged against American businesses.
Almost 75% of all lawsuits brought against companies today involve employment
disputes. |
| |
|
IMPORTANT CALIFORNIA RESTAURANT RESOURCES |
| CA Work Comp Insurance Rating Bureau |
888-229-2472 |
www.wcirbonline.org |
| Golden Gate Restaurant Association |
415-781-5348 |
www.ggra.org |
| US Food & Drug Administration |
888-463-6332 |
www.fda.gov |
| Occupational Safety & Health Administration |
800-321-OSHA |
www.osha.gov |
|
|
510-523-3435
v www.restaurantriskadvisor.com
v denny@bayrisk.com |
