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In This Issue
April 2011
Workers Compensation
WCIRB says
40% Workers Comp rate increase likely
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U.S. Supreme Court declines to hear Workers Comp for illegal aliens case
General Liability
Small businesses deal with disabled-access suits
Employment Practices Liability
Exempt vs non-exempt: Know your classifications
Golden Gate Restaurant Association
We are proud to be a "Silver" partner with the GGRA. New clients get a sponsored annual membership paid in full by
us! *
www.ggra.org
*This offer is for a one-time annual membership to GGRA.
Please contact our office for specifics.
Membership
Benefits
Group Purchasing Discounts Customized Employee Manual
Educational
Programs & Certifications
Government Relations & Advocacy
Marketing Programs
Compliments
From The Chef!
"We have done business with Denny Christner and BayRisk for 6 years because of their attention
to detail and interest in protecting our business. Denny was able to save us thousands of dollars and has continued to provide great service."
– Liz Prueitt
Tartine Bakery & Bar Tartine
Welcome New BayRisk Clients
eVe Restaurant, Berkeley
Walnut Creek Yacht Club, WC
Carrie Dove Catering, Emeryville
Peko Peko, Oakland/SF
Maite Catering & Events, SF
Tamales Los Mayas, SF
Bare Fruit, SF
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SPRING...
-A GREAT TIME TO GROW YOUR BUSINESS-
Helpful restaurant news from BayRisk Insurance!
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Great News! BayRisk is dedicated to the success of Bay Area restaurants and the Golden Gate
Restaurant Association. We are a Silver Level Sponsor of GGRA for 2011! As a reminder, we have teamed up with GGRA and offer a first year paid member-ship for our
new clients. By working together we help protect and serve Bay Area restaurants.
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Denny Christner, CIC
Restaurant Insurance Specialist
BayRisk
Insurance
w 510-523-3435
c 510-332-8050
denny@bayrisk.com |
Workers Compensation
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FLASH REPORT:
WCIRB: 40% Workers' Comp Rate Increase Likely...
This is no April Fool's
joke. The Workers' Compensation Insurance Rating Bureau (WCIRB) Actuarial Committee just completed its review of its interpretation of California industry
experience. They conclude that California's workers' compensation advisory pure premium rates need to increase by nearly 40% -- 39.8% by one member's calculation.
U.S. Supreme Court Declines to Hear Workers Comp for Illegal Aliens Case...
The U.S. Supreme
Court has refused to hear arguments whether an illegal alien should receive retroactively receive disability and compensation for work-related injuries. It is a
Louisiana case. The Supreme Court, as is typical, did not provide a reason, but its decision not to hear the case will leave the issue with each state. Many state
legislatures and courts have decided including California which allows illegal aliens to receive benefits. Some states do not so allow.
General Liability
Small Businesses Deal with Disabled-Access Suits
San Francisco merchants, concerned about being sued for failing to provide access to disabled customers, met Tuesday
with city officials who soon will embark on a campaign to educate business owners about accessibility requirements and help forestall lawsuits that might put them
out of business.
Employment Practices Liability
Exempt vs Non-exempt:
Know Your Classifications...
$113,788.80!
This is the amount a family-owned Bay Area restaurant was ordered by the DLSE to pay to a Sous Chef in unpaid overtime and missed meal periods, for being misclassified
as exempt...This Restaurant's recent experience should serve as an opportunity to evaluate the classification of your chefs before a claim is filed, especially
(as this experience demonstrates) because claims filed with the DLSE seem to tipped in the employee's favor.
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Helpful Links to CA Restaurant Resources
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www.bayrisk.com
www.restaurantriskadvisor.com
BayRisk has served Bay Area restaurants and small businesses since 1935. Contact us anytime at 510-523-3435
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